Check List

Common requirements for all applicants.
  1. Application form duly filled in.
  2. Copy of sanctioned plan and sanction letter.
  3. Copy of NA permission/ULC clearence, wherever applicable.
  4. One guarantor form and his/her salary certificate in our format. If guarantor is in business or profession, a copy of his/her latest I.T.returns/assessment order.
  5. Bank Pass-book or statements for the last two years.f) Power of Attorney, wherever applicable 

Additional Requirements - For salaried persons
  1. Employer's salary certificate in our format/and latest salary slip.
  2. Identity card of applicant/s.
  3. TDS certificate of applicant/s.
  4. PF/ESIS slip of applicant/s. 

Additional Requirements -For Businessmen / Self-employed
Three years' income tax returns/assessment orders alongwith computation of income and statements of accounts certified by C.A.


Property Documents - In case of purchase from builder
  1. Copy of Agreement for sale.
  2. Copy of registration receipt.
  3. Copies of receipts of payment already made.
  4. NOC from builders. 

Property Documents - In case of direct allotment in a Co-operative Housing Society
  1. Allotment letter.
  2. Share certificate.
  3. Society registration certificate.
  4. Copy of sale/lease deed in favour of the society.
  5. NOC from society 

Property Documents - In case of direct allotment in a Co-operative Housing Society by Public Agency
  1. Allotment letter, Sharecertificate, Society Registration certificate.
  2. Lease Agreement.
  3. Public agency's approved list of members.
  4. NOC from Public Agency in favour of LICHFL.
  5. NOC from society. 

Property Documents - In case of Public Agency's allotment to individuals
  1. Allotment letter from Public Agency.
  2. Tripartite Agreement between the borrower, LICHFL and the Public Agency in the prescribed format. 

Property Documents - In case of resale
Copy of all previous vendors' registered documents along with copy of your purchase agreement duly stamped and registered and the registration receipt wherever applicable.